Beautiful smiles for every budget! 

Flexible payment options to suit your needs 

South Surrey Smiles curve image

Flexible payment options to suit your needs.

At South Surrey Smiles we know that maintaining a healthy, beautiful smile is important to you. We also understand that each one of our patients’ financial situation is unique. In order to ensure that all of our patients have access to quality orthodontic care, we offer a variety of payment options.  During your first appointment, our Treatment Coordinator will be happy to assist you to work out a payment option that will best suit your lifestyle.

Cost of treatment

The overall cost of orthodontic treatment varies by the complexity of the case, the type of appliance used (e.g. braces or clear aligners), and the expected duration of treatment. At your initial visit, you will get a complimentary exam, with images, x-rays, and a scan to receive treatment options that are entirely customized for you. At this time, you will also be presented with the cost and options to suit your budget.


We work with most insurance plans. If you have insurance coverage for orthodontics, we can help with your forms and we are happy to file your claims on your behalf!

Here is a list of many of the insurance companies that we work with. If you don’t see yours, please ask us as they are not all listed!  

Payment Options

South Surrey Smiles, we know that orthodontic treatment can be an investment in your health and confidence. That’s why we offer flexible payment options to fit your budget and lifestyle. Choose from:

Option 1

Pay in Full

You can pay for the entire cost of your treatment upfront with debit, cheque or credit card.

Option 2

Low Down Payment + 0% Financing paid monthly for up to 24 months

Spread out your payments over your estimated treatment time with 0% financing. You can choose an upfront down payment and pick the monthly payments that work best for your budget. Use our payment calculator below to determine your monthly cost.

Option 3

$0 Down Payment 3rd Party Financing with low, interest-bearing monthly installments for up to 5 years

Enjoy our lowest monthly payment option through our 3rd party financing partner, LendCare. Get pre-approved today with no impact to your credit score! Click the “Apply Now” button and find the payment plan that works for you.

No matter what your financial situation may be, we'll work with you to create a payment plan that fits your budget and gets you the smile you've always wanted. Ready to start your journey to a beautiful smile?

Book your free consultation and get started now!

What Sets Us Apart

How Can We Help?

Don’t be a stranger! Reach out to our team today for assistance.

  • Complimentary Consultations.

We welcome patients with complimentary assessments including photos, x-rays and a doctor examination. And, if you want to proceed, we can start you the same day!

  • Over 30 years at SOUTH SURREY SMILES!

We’ve got 3 stellar board-certified Specialists in Orthodontics to help you achieve a beautiful smile!

  • Locations

We are located in South Surrey, B.C. making scheduling appointments easy to suit your busy life!

Frequently Asked Questions about orthodontic treatment costs:

How do I know if I have insurance coverage for braces or aligners?

Many of our patients have insurance coverage and that coverage varies by insurance company. While you can speak directly to your provider to understand your coverage, we can also take that on for you. When you make an appointment for your free consultation, please share your insurance company information with and we’ll have all the details about your insurance coverage ready for you when you arrive! 

What is the average cost for braces and aligners?

Overall cost of orthodontic treatment varies by the complexity of the case, the type of appliance used, and the expected duration of treatment. At your initial visit, you will get a complimentary exam with images and receive treatment options that are customized for you. At this time, you will also be presented with cost and payment options to suit your budget. 

Can I pay for treatment over a longer period than my estimated treatment time? For example, if my treatment is estimated to take 24mths, can I pay over 36 months or even 60 months?

For payment plans beyond your treatment time, we offer a 3rd party financing alternative. You can opt for a $0 down payment, interest-bearing plan over a longer period of time of up to 5 years. See link on our page to get pre-approved with no impact to your credit score. 

Can I use my Healthcare Spending Account (HSA) or Flexible Spending Account (FSA)?

In many cases, our patients make use of their HSA or FSA accounts.  You can speak to your provider or we can ask your provider on your behalf.

Is there a minimum down payment?

There can be depending on the payment plan you choose. There is a minimal down payment if choose to take advantage of our in-house, 0% financing option. Alternatively, there is $0 down payment if you choose our 3rd party financing option. 

Do you charge for retainers?

Yes, there is a charge for retainers. Please ask us for details as prices vary depending on your treatment plan and needs. We do offer Smile Protection Program to give peace of mind to patients! This program covers your retainers for 7 years – so you don’t have to worry about lost or damaged retainers.